Hi all, some of you may find this useful.
Most people have life insurance of some discription but what most people don't know is that they are bound by (excuse spelling) Uberimae Fides which is latin for utmost good faith. You MUST disclose all relevant information on your application forms. If a reservist happened to be killed on the range the life insurance company can either refuse to pay or reduce the amount payable. As long as you are not involved in bomb disposal or naval diving your monthly premium will be in keeping with Joe Bloggs on the street. If the insurance company do up your monthly premium it will be very little, maybe 1 or 2 euro. Just add a seperate sheet to your application form stating that you are a member of the RDF and that you are involved in military training and that should do the trick.
Most people have life insurance of some discription but what most people don't know is that they are bound by (excuse spelling) Uberimae Fides which is latin for utmost good faith. You MUST disclose all relevant information on your application forms. If a reservist happened to be killed on the range the life insurance company can either refuse to pay or reduce the amount payable. As long as you are not involved in bomb disposal or naval diving your monthly premium will be in keeping with Joe Bloggs on the street. If the insurance company do up your monthly premium it will be very little, maybe 1 or 2 euro. Just add a seperate sheet to your application form stating that you are a member of the RDF and that you are involved in military training and that should do the trick.
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